Reference

tomantoto Terms & Conditions for Your Account

tomantoto Terms & Conditions set out how you open, use and secure your account, including the checks connected with DANA, OVO, GoPay and QRIS.

Account opening rulesWallet verification stepsData and cookie choicesSupport and change requests
tomantoto tomantoto Terms & Conditions for Your Account
TERMS SUPPORT

Where Terms Questions Get Answered

A clear support route helps when a clause, account step or wallet status needs explanation. Use the contact path connected to your account and include the relevant transaction reference, without sending a…

Account contact path Send a question through the account support route when phone verification, account details or a Terms & Conditions clause is unclear. We can identify the relevant step without asking for your password.
Wallet status help For DANA, OVO, GoPay, QRIS, bank transfer or virtual account questions, include the payment reference and displayed status. We use those details to locate the applicable transaction rule.
Cashier-linked assistance If a payment receipt or account action appears stalled, start from the support link near the cashier path. Keep your receipt available so we can match the request to your account record.
DATA PRACTICES

How We Apply These Account Terms

Our policy work follows the same account path you see on mobile browser and desktop. We record the actions needed to verify ownership, keep account security controls active, and answer a request…

Account details

We expect your registration details to stay accurate because phone verification and wallet ownership checks rely on them. If a name or phone detail changes, use the support route to request an account record correction.

Payment records

For DANA, OVO, GoPay, QRIS, bank transfer and virtual account activity, we retain transaction references needed to confirm status, investigate errors and apply the payment clauses in these terms.

Cookies

Cookies can support session continuity, security checks and saved page settings. Your browser controls whether cookies remain, while disabling some types may affect the account path described by these terms.

Account security

Keep your phone, password and verification details private. We may pause an account action when ownership cannot be confirmed, then ask you to follow the stated verification process before access continues.

Retention

We keep account and transaction records for the period needed to operate the service, handle disputes, meet applicable obligations and enforce these Terms & Conditions. Retention can vary with the record type.

Policy changes

To request a change, correction or clarification, contact us through the account support route with the affected clause and your account reference. We assess the request under local law and reply through the available channel.

Terms & Conditions Answers for Indonesia

The questions below address the account and policy points most likely to matter before you proceed. Each answer relates to tomantoto Terms & Conditions, including access, payment records, data handling, cookies and the route for asking us to correct or explain something.

You can read the Terms & Conditions on this page before opening an account. We recommend checking the current wording whenever you begin a new account step or see a notice about a policy change.

Yes. Account access and eligibility depends on local law. Where local law permits, you may see the relevant lobby areas after completing the required account and phone verification steps.

You provide accurate registration details and complete phone verification before account access. The terms also require you to protect your sign-in details and tell us when an account record needs correction.

DANA and QRIS transactions must use a payment source you control. Keep the receipt or reference number because our Terms & Conditions use those details for status checks and payment enquiries.

The payment context includes OVO, GoPay, bank transfer and virtual account. Any use remains subject to the displayed transaction steps, ownership checks, account status and the applicable local-law requirements.

We use account and transaction data for verification, security, support and required record keeping. Cookies may maintain sessions and security settings; your browser can manage cookie choices, with some effects on account access.

Send the request through the account support route and identify the clause or account record involved. Include a reference where relevant, but never send your password or complete security code.